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Rent-to-buy in Halfway Bush, Dunedin

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01 Apr 2026
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Apply for a rent-to-buy home!

Do you dream of owning your own home but could use a hand up onto the property ladder?

Habitat has six affordable, brand new, three-bedroom homes in Halfway Bush, Dunedin ready to move in this year for working families, couples and first home buyers through our Progressive Home Ownership Programme.

More information about the homes

How Progressive Home Ownership works

Progressive Home Ownership is a hand up, not a handout. As well as a clear housing need, applicants need to show a willingness to partner with Habitat and have the potential to successfully shift to home ownership.

1. Families apply, are interviewed, and agree to partner with Habitat for Humanity.

2. Homes are built, and selected families move in. The homes eventual purchase price is agreed.

3. Affordable rent is paid over the first five years. Rent, less Habitat’s costs, begin to build up a deposit.

4. Habitat continues to support families through life’s ups and downs.

5. After five years, families can purchase the home from Habitat, using their rent and value equity.

Eligibility Criteria

  • First home buyer, young couple or small family.
  • Ideally, a minimum household income of $95,000 before tax per year. This can include tax credits, MSD support.
  • Part of an existing KiwiSaver scheme. 
  • These are 3 Bedroom homes. 


To apply, fill out our expression of interest form below.

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